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Court Overturns FDA Ban on School’s Use of Electric Shock Devices on Students with Disabilities

The Food and Drug Administration overstepped its authority in banning electric shock devices to curb self-harm and aggressive behavior among students with disabilities, a federal court has ruled.

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Categories: General Interest

New CDC Materials Teach COVID-19 Safety Protocols to People with IDD

A new series of guides and informational toolkits help people with IDD and their caregivers adopt practices to protect them and their communities from the spread of COVID-19.

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Categories: General Interest

Using a Minority Valuation Discount to Reduce Estate Taxes

While the current estate tax exemption is quite high, a closely held family business may put your estate over the limit. Careful planning is necessary to lower or completely avoid the tax, and minority valuation discounts are one strategy.

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Categories: General Interest

Be Careful Not to Name Minors as Your Beneficiaries

Most people want to pass their assets to their children or grandchildren, but naming a minor as a beneficiary can have unintended consequences. It is important to make a plan that doesn’t involve leaving assets directly to a minor.  

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Categories: General Interest

6 Things to Ask Before Agreeing to Be a Trustee

Being asked to serve as the trustee of the trust of a family member is a great honor. But being a trustee is also a heavy responsibility. Here are six questions to ask before saying "yes."

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Categories: General Interest

How to Protect an IRA From Heirs' Creditors

When a person declares bankruptcy, an individual retirement account (IRA) is one of the assets that is beyond the reach of creditors, but what about an IRA that has been inherited? 

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Categories: General Interest

Medicaid's Attempt to Ensure the Healthy Spouse Has Enough Income: The MMMNA

When most of a couple's income is in the name of the spouse who is receiving Medicaid, the spouse remaining in the community may wonder what he or she will live on. Medicaid has created some protections for the community spouse.

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Online Survey Helps Older Adults Assess Their Financial Vulnerability

All older Americans are vulnerable to financial abuse, but there are circumstances that make someone more likely to be scammed. An online survey can help older adults assess their risk of being exploited based on how they make financial decisions.… Read More

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Social Security Shortfalls Are Predicted to Begin a Year Earlier Due to the Pandemic

The Social Security trustees are projecting that the Social Security trust fund will be depleted in 2033 -- one year earlier than the previous estimates. Once the fund is depleted, Social Security benefits will be reduced unless Congress takes act… Read More

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It’s Medicare Open Enrollment Time: Is Your Plan Still Working for You?

Every year during Medicare's Open Enrollment Period, which runs from October 15 to December 7, Medicare gives beneficiaries a window of opportunity to shop around and determine if their current Medicare plan is still the best one for them. 

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