» Elder Law

Resident-on-Resident Abuse Is Common in Nursing Homes

One of a family’s worst nightmares is their loved one suffering abuse in a nursing home or assisted living facility. Abuse can come from staff members, but a more common source of abuse may actually be other residents. Researchers believe that… Read More
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Can you keep your estate plan totally private and should you want to?

Many families are hesitant to discuss financial affairs together.  Parents do not necessarily want their children to know how much or exactly what they have.  Some do not want their loved ones to know exactly how they plan to dispose of their asset… Read More
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Your Right to Refills If Medicare Drops Coverage of Your Drugs

Medicare prescription drug plans can change which drugs they cover, leaving you without coverage for a drug you need. Or you may switch plans into a plan that doesn’t cover your medication. In these circumstances, Medicare drug plans are requir… Read More
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Categories: Elder Law

How Likely Are You to Need Long-Term Care?

Planning for retirement and deciding whether to buy long-term care insurance would be a lot easier if you knew your odds of needing long-term care, as well as at what age and for how long. Unfortunately, there’s no definite answer. On the other… Read More
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Categories: Elder Law

Things to Remember at Tax Time

April 15th is approaching and it is time to begin crossing T’s and dotting I’s in preparation for paying taxes. As tax time draws near, you want to make sure you file all the proper forms and take all deductions you’re entitled to.… Read More
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Categories: Elder Law

Last Chance to Use File and Suspend Strategy for Claiming Social Security Benefits

Time is running out to use a potentially very lucrative Social Security benefits-claiming strategy. Spouses will no longer be able to use the “file and suspend” strategy after April 29, 2016. Beware, however, that the new rules are causin… Read More
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Categories: Elder Law

Caregiver Promises Past and Present

As a long-time spouse, taking on the role of caregiver can be an extremely difficult process that many couples simply do not foresee. Journalist Tara Bahrampour highlighted the conversations held among families about future long-term care steps in he… Read More
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Can Social Security Benefits Be Garnished to Pay Debts?

If you don’t pay your debts, creditors can get a court order to garnish your wages, but what if your income comes from Social Security? The answer is that it depends on the kind of debt. For most types of debt, including credit cards, medical b… Read More
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Categories: Elder Law

The Benefits and Drawbacks of Buying an Annuity Doubler to Pay for Long-Term Care

As long-term care insurance premiums keep rising and fewer companies are offering policies, seniors are looking for other ways to help pay for long-term care. Annuity “nursing home doublers” have emerged as a new long-term care option. Th… Read More
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Categories: Elder Law

Medicare Now Covers Conversations About End-of-Life Care

Medicare beneficiaries may now discuss options for care at the end of life with their health care providers.  Beneficiaries of course were already free to talk about advance care planning with their doctors or other qualified health professionals, b… Read More
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Categories: Elder Law

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