» Elder Law

How Would the Presidential Candidates Change Social Security?

Millions of Americans rely on Social Security for some or all of their retirement income, and millions more are paying into the system in the expectation that it will be there for them when they retire.  What changes should be made to the current So… Read More
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Categories: Elder Law

Robin Williams' Death Laid to Underdiagnosed Form of Dementia

Although depression was initially given as the cause of actor Robin Williams’ suicide in 2014, his widow says autopsy results lay the blame on Lewy body dementia, a fairly common but hard-to-diagnose form of dementia. Susan Schneider Williams said… Read More
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Categories: Elder Law

The Hardship Exception to the Medicaid Penalty Period: Rare But Possible

If you transfer assets within five years of applying for Medicaid, you will likely be subject to a period of ineligibility. There is an exception, however, if enforcing the penalty period would cause the applicant an “undue hardship.” Thi… Read More
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Categories: Elder Law

Should an Annuity Be Part of Your Retirement Planning?

Annuities can be valuable retirement and longevity planning tools, but they are complex financial products that can be misused. There are two kinds of annuities: variable and immediate. Variable annuities have gotten a bad reputation in recent years… Read More
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Categories: Elder Law

How Your IRA Can Benefit Both Your Heirs and Charity

Do you want to use your IRA to help a charity, but also benefit your heirs? Instead of leaving your IRA directly to your children, you can leave it to a charitable remainder unitrust (CRUT) while still benefiting your children. With rules about inher… Read More
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Categories: Elder Law

Finding the Music Within

Witnessing the struggles of a loved one living with dementia is tremendously difficult. Emotions run high when experiencing the changes in a loved one as they move through the progressive stages of the disease. These are very relatable experiences am… Read More
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Preplanning Much Better Than Divorce for Long Term Care

A recent court decision from the Nebraska Supreme Court shows the perils of not planning for long term care before there is a problem.  For example: a now divorced 94-year-old must pay so much alimony that it brings his income below the poverty leve… Read More
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Divorce with Dementia

Can an individual suffering from dementia legally divorce his or her spouse?  Or to put it another way, can someone with dementia possess the legal right to divorce and initiate a lawsuit yet at the same time to lack the capacity to manage property… Read More
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Medicare Coverage and Medicare Planning for Chronic Conditions

If you are a Medicare beneficiary receiving skilled care for a chronic condition, you no longer have to show improvement in order to have the care covered, but your provider (such as a doctor, home care agency, or nursing home) may not know this. Ev… Read More
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How to Make Your Funeral Wishes Known

How can you make sure your funeral and burial wishes will be carried out after you die? It is important to let your family know your desires and to put them in writing.  Just don’t do it in your will.  To help your loved ones follow your wishes a… Read More
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