Elder Law Answers

November 2013, This Month's Articles

  • Court Rules Surviving Spouses of Reverse Mortgage Holders Cannot Lose Homes
  • Preventing Your Surviving Spouse From Losing Medicaid Eligibility
  • Be Aware of the Dangers of Joint Accounts
  • Is an Electronic Will Valid?

August 2013, This Month's Articles

  • Have You Planned for State Estate and Inheritance Taxes?
  • Was James Gandolfini's Will a Mistake?
  • Estate Planning in the Age of Stepfamilies
  • Should You Buy Long-Term Care Insurance with a Long Elimination Period?

July 2013 - This Month's Articles

  • The U.S. Supreme Court Rules Gay and Spouse is Entitled to Estate Tax Refund
  • Should You Prepare a Medicaid Application Yourself?
  • Apps and Online Programs For Seniors and Caregivers
  • Can You Protect Yourself From Hospital "Observation" Status?

June 2013 - This Month's Articles

  • How Can Promissory Notes Be Used in Medicaid Planning?
  • Will You Lose Medicare of Medicaid if You Leave the Nursing Home to Visit Family?
  • Tax Break Helps Pay for CCRC Fees
  • Book Review: Protecting Your Family with Long-Term Care Insurance

May 2013 - This Month's Articles

  • Married Couples Can Maximize Their Social Security Benefits Using File and Suspend
  • What Happens If Your Long-Term Care Insurance Company Fails?
  • Federal Agency Urges Crackdown on the Profusion of Senior Financial Designations
  • 12 Interview Questions to ask In-Home Care Aide

April 2013 - This Month's Articles

  • Federal Government is Getting Rid of Popular Reverse Mortgage
  • Women Will Pay More in Long-Term Care Insurance
  • Protecting Your House from Medicaid Estate Recovery
  • Retirement Home Worker's Refusal to Administer CPR to Save Resident Sparks Debate

March 2013 - This Month's Articles

  • Five Myths About Medicaid's Long-Term Care Coverage
  • When is a Hospital Stay Not a Hospital Stay? Bill Aims to Fix Costly Medicare Loophole
  • End-of-Life Dilemma: Hospice or Nursing Home?
  • Do-it-Yourself Will Leads to Unwanted Result

February 2013 - This Month's Articles

  • 'Fiscal Cliff' Deal Brings Changes to Estate Taxes and IRAs
  • Social Security Switching to All-Electronic Payment System
  • Mass. Court Rules Wife is Responsible for Husband's Nursing Home Care
  • Bankruptcy May Be the Better Choice for Debt-Laden Seniors

January 2013 - This Month's Articles

  • Key 2013 Dollar Limits for Medicaid Long-Term Care Coverage Released
  • Why You May Be Left  Out of a Relatives Meeting With an Elder Law Attorney
  • What to Do With an Inherited IRA
  • New Medicare Tax for High-Earners to Begin in 2013

December 2012 - This Month's Articles

  • Medicare Premium Rise Lower Than Expected
  • Book Review: Everyday Law for Seniors
  • Live Up to your Commitment to the Nursing Home, or Beware
  • The Average Cost of Nursing Home Care Moves Upward in 2012
  • What Do the Election Results Mean for Seniors?

November 2012 - This Month's Articles

  • Medicare to End 'Improve or You're Out' Standard for Coverage of Skilled Services
  • Social Security Benefits to Edge Up 1.7 Percent
  • Single? You Still Need an Estate Plan
  • Reverse Mortgages are Causing Some Homeowners to Lose Their Homes


October 2012 - This Month's Articles

  • Medicare's Open Enrollment Season is Coming
  • How Gifts Can Affect Medicaid Eligibility
  • Book Review: The Best Care Possible: A Physicians Quest to Transform Care Through End of Life
  • Voter ID Laws May Prevent Many Seniors From Voting
  • Specialist's Help Seniors Buy or Sell a Home

September 2012 - This Month's Articles

  • Five Topics to Discuss with Your Spouse Before You Retire
  • Legal DIY Websites Are No Match for a Pro. Consumer Reports Concludes
  • IRS to Crack Down on IRA Tax Rules
  • Medicare's Observation Policy Comes Under Scrutiny

August 2012 - This Month's Articles

  • Medicaid Expansion: What if a State Opts Out?
  • Elderly Losing Homes for Owing a Few Hundred Dollars in Back Taxes
  • May Someone with Dementia Sign a Will?
  • Home Care Agencies Hiring Unqualified Caregivers, Study Finds

July 2012 - This Month's Articles

  • $500,000 Found in House Walls Belongs to Estate, Not Homeowners
  • How to Prepare When Elderly Parents Move in with Adult Children
  • Book Review: Elder Care: The Road to Growing Old is Not Paved
  • Federal Court Rules that Gay Widow is Entitled to Estate Tax Refund
  • Is Assisted Suicide Legal?

June 2012 - This Month's Articles

  • Son Liable for Mom's $93,000 Nursing Home Bill Under "Filial Responsibility" Law
  • Medicare Recipients Can Now See Results of Home Health Agency Patent Surveys
  • Brown University Confirms Observation Continues to Replace Hospital Admission Status
  • Man Who Dresses as His Elderly Mother to Regain Her Home Get 13 Years
  • What Can Jim Morrison's Simple Will Teach Us About Estate Planning?

May 2012 - This Month's Articles

  • 5 Ways Your Will Can Become Usless, Or Close to It
  • Low Interest Rates Force Long- Term Care Insurance Prices Up
  • Book Review: Never Say Die - The Myth and Marketing of the New Old Age
  • Study Suggests Some Are Saving Too Much for Retirement
  • Whitney Houston's Estate Plan Illustrates Use of Testamentary Trust

April 2012 - This Month's Articles

  • 5 Ways Your Will Can Become Useless, or Close to It
  • Low Interest Rates Force Long-Term Care Insurance Prices Up
  • Book Review: Never Say Die - The Myth and Marketing of the New Old Age
  • Study Suggests Some Are Saving Too Much for Retirement
  • Whitney Houston's Estate Plan Illustrates Use of Testamentary Trust

March 2012 - This Month's Articles

  • How to Select an In-Home Aide
  • Is My Will Still Valid If I Move to Another State?
  • Bankers Life Long-Term Care Insurance Policy Holders Report Problems Getting Paid
  • Children Conceived After a Parent's Death Are Challenging Estate Plans and Laws

February 2012 - This Month's Articles

  • Giving Your Home to Your Children Can Have Tax Consequences
  • TSA Sets Up Hotline for Air Travelers With Disabilities or Medical Conditions
  • Book Review:  A Bittersweet Season: Caring for Our Aging Parents -- and Ourselves
  • Financial Industry Regulator Issues Warning on Senior Designations
  • Economists Say That Tightening Medicaid Rules Would Barely Increase Demand for Private Insurance

January 2012 - This Month's Articles

  • Medicare Beneficiaries: Make Sure Your Equipment Supplier Works With Medicare
  • Book Review: Moving Forward on Your Own: A Financial Guidebook for Widows
  • A Letter of Instruction Can Spare Your Heirs Great Stress
  • Social Security's Benefits for Spouses

December 2011 - This Month's Articles

  • 2012 Medicare Premium Hike Lower Than Predicted, and Some Will See a Savings
  • The Five Components of a Good Estate Plan
  • Suit Contests Hospitals' Practice of Not Admitting Patients Prior to Nursing Home Transfer
  • What You Pay Your Doctor Under Medicare Depends

November 2011 - This Month's Articles

  • Medicare's Open Enrollment Season Already Underway
  • Average Cost of a Private Nursing Home Room Tops $87,000 a Year
  • Book Review: Retirement Heist: How Companies Plunder and Profit from the Nest Eggs of American Workers
  • Make Sure Your Power of Attorney Complies with Federal Privacy Law
  • Communicating End-of-Life Wishes Pays Off Where Aggressive Treatment Is the Norm

October 2011 - This Month's Articles

  • How to Avoid Problems as a Trustee
  • Report Ranks States on Long-Term Care Services, Calls for Impovement
  • Senior Cohousing: A Retirement Alternative
  • The Difference Between Alzheimer's Disease and Dementia

August 2011 - This Month's Articles

  • Two Tax Court Decisions Clarify When Long-Term Care Expenses Are Deductible
  • Cohabitating Seniors: Protect Your Rights
  • Hiring a Caregiver: Should You Employ One Yourself or Go Through an Agency?
  • Feds Enhance Site for Comparing Nursing Homes

July 2011 - This Month's Articles

  • Adult Children Losing $3 Trillion in Caring for Aging Parents
  • Prenuptial Agreements Can Be an Estate Planning Tool
  • Book Review: The Parent Care Conversation
  • Who Gets Copies of the Will After a Person Dies?
  • Study Finds Financial Abuse of Elderly Is on Rise

June 2011 - This Month's Articles:

  • Why You Need to Plan for Long-Term Care
  • Bank of America Says Power of Attorney Does Not Grant Access to Online Banking
  • Book Review: Mom Always Liked You Best
  • Resolving Conflicts Between Co-Agents on a Power of Attorney
  • Daily Money Managers Can Help Assist Seniors With Financial Matters

May 2011 - This Month's Articles:

  • House Budget Cutters Prescribe Radical Surgery for Medicare and Medicaid
  • Responsibility for a Deceased Relative's Debts
  • Caregiver Contracts: A Growing Planning Trend for Families
  • New rule Requires Homebound Medicare Patients to See Doctor
  • States may Now Extend Medicaid's Spousal Protections to Same-Sex Partners

March 2011 -This Month's Articles:

  • Free Medicare Prevention Care Has Kicked In
  • A Trip to the Hospital May Put Assisted Living Residents on Medicaid at Risk of Eviction
  • Book Review: The Savvy Senior
  • Consider Putting Gifts to Grandchildren in a Trust
  • 2011 Long-Term Care Insurance Price Index Announced

February 2011 - This Month's Articles:

  • Turning 65? What You Need to Know about Signing up for Medicare
  • The Virtues of Private Reverse Mortgages
  • Book Review: New Times, New Challenges
  • State Laws Create Obstacles to End-of-Life Planning, Study Finds
  • Proposed Chinese Law Would Require Adult Children to Visit Elderly Parents Regularly

January 2011 - This Month's Articles:

  • Nehmar and Vietnam Presumptive Claims
  • Obama Signs Tax-Cut Bill Setting Estate Tax Exemption at $5 Million for Two Years
  • Federal Program Helps Nursing Home Residents Move Home
  • Book Review: The 101 Biggest Estate Planning Mistakes
  • Do Surviving Spouses Have a Right to a 401(k) or an IRA?
  • As Predicted, Social Security Closes Door on Benefits 'Do-Over' Strategy

May 2008 - This Month's Articles:

  • Protecting Your House After You Move Into a Nursing Home
  • Identifying and Dealing With Financial Abuse of the Elderly
  • Book Review: Mom Minus Dad
  • Taking a Second Look at Your Early Social Security Benefit
  • Federal Nursing Home Site Now Notes Troubled Facilities

April 2008 - This Month's Articles

  • New Tax Break Helps Surviving Spouses
  • Keeping Track of Your Will
  • Book Review: Cents & Sensibility: The Practical Guide to Money & Aging
  • 10 Million Boomers Will Develop Alzheimer's, Report Predicts
  • Study Suggests Medicaid-Sponsored Home Care Reduces Nursing Home Use

March 2008 - This Month's Articles

  • Seniors Need to File Tax Return to Get Rebate Check
  • Why Not Just Use an Off-the-Shelf Power of Attorney Form
  • Book Review: My Life Book
  • Temporary Capital Gains Tax Break Can Help Seniors
  • Is It Better to Remarry or Just Live Together?

February 2008 - This Month's Articles

  • Medicare's Limited Nursing Home Coverage
  • Lack of Power of Attorney Stops Daughter's Nursing Home Suit
  • Book Review: Coping with Your Difficult Older Parent
  • Medicaid Proposes Allowing Recipients to Direct Own Home Care
  • Lawsuits Claim Elderly Should Be Protected From Their Bad Decisions

January 2008 - This Month's Articles

  • Preventing a Will Contest
  • AARP Report Highlights Successes, Problems with Reverse Mortgages
  • Book Review: You Can't Take It With You, So How Will You Leave it Behind?
  • Court Refuses to Help Man Get Back Oil Rights He Gave Away in Order to Defraud Medicaid
  • Feds Publish List of 54 Poorest-Performing Nursing Homes

December 2007 - This Month's Articles

  • Medicare Open Enrollment Season Has Begun
  • How to Contest a Will
  • Book Reveiw: In Sickness & In Health
  • Providing for Your Pet with a Trust
  • Why Do Married Men Claim Social Security Benefits So Early?

November 2007 - This Month's Articles

  • New Medicare Premium, Deductible, and Coinsurance Charges for 2008
  • Charitable Gift Annuities: Making Your Generosity Pay
  • Book Review: Don't Let the Government Take Grandma's Home and Life Savings
  • Not Paying Property Taxes Can Lead to Loss of Home
  • Social Security Benefits to Rise 2.3 Percent

October 2007 - This Month's Articles

  • SEC Finds Fraud at Investment Seminars for Seniors
  • How a Guardian is Appointed
  • Book Review: Estate Planning for the Healthy Wealthy Family
  • Long-Term CAre Insurance Giant Raises Premiums on Existing Customers for First Time
  • What Nursing Home Staff Levels Are Required?

September 2007 - This Month's Articles

  • What is Required of an Executor?
  • Is My Will Still Valid If I Move to Another State
  • Book Review: The Driving Dilemma: The Complete Resource Guide for Older Drivers and Their Families
  • Using Annuities for Long-Term Care Planning
  • How Medicare Beneficiaries Can Fight a Hospital Discharge

August 2007 - This Month's Articles

  • Should You Sign a Nursing Home Admission Agreement?
  • When Getting Financial Advice, Don't Be Fooled by Impressive-Sounding Credentials
  • Book Review: The Eldercare Handbook: Difficult Choices, Compassionate Solutions
  • Continuing Care Retirement Community Options Are Growing
  • Nursing Home Abolitionist Offers Homelike Alternative

July 2007 - This Month's Articles

  • 2007 Long-Term Care Insurance Price Index Announced
  • Avoid Sibling Disputes Over Caregiving By Putting It in Writing
  • Book Review: Why Wills Won't Work
  • Spouses' Guesses About End-of-Life Wishes Not Always Accurate
  • Assisted Living Company Begins Purge of Residents on Medicaid

June 2007 - This Month's Articles

  • Private Medicare Plans Accused of Using Shady Marketing Tactics
  • Consider Putting Gifts to Grandchildren in a Trust
  • Book Review: Alive and Kicking: Legal Advice for Boomers
  • Receiving an Inheritance While on Medicaid
  • GAO Study Finds Transfers by Elderly Are Infrequent and Small
  • Thrity-five ex-NFL Players Qualify for Dementia-Alzheimer's Assistance

May 2007 - This Month's Articles

  • Nursing Home Room Now Averages $75,000 a Year, Survey Finds
  • Tailoring a Will and Power of Attorney for Multiple States
  • Book Review: Veterans Aid and Attendance Benefit: Long Term Care Benefits for Veterans
  • How to Choose a Nursing Home
  • Part D Recipients Must Repay Mistaken Refunds, Court Rules

April 2007 - This Month's Articles

  • Is My Forgetfulness Normal?
  • Nursing Home Assessed Damages for Failing to Honor Patient's Living Will
  • Book Review: How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets
  • Retirement Home Resident Fights Move to Increased Level of Care
  • States Go After Living Trust Scams
  • Why Plan Your Estate?

March 2007 - This Month's Articles

  • What's a Health Care Proxy and Why Do I Need One?
  • Unwrapping the Confusing Gift Tax Rules
  • Are You Saving Too Much for Retirement?
  • Book Review: AARP Crash Course in Estate Planning
  • Home Care May Not Be Cheaper than Assisted Living or a Nursing Home
  • Generic Will Form Leads to Unlawful Practice of Law

February 2007 - This Month's Articles

  • Make Sure Your Plan Beneficiary Choices Are Up to Date
  • Coordinating Medicare and Employer Coverage
  • Book Review: Boomer or Bust: Your Financial Guide to Retirement, Health Care, Medicare, and Long-Term Care
  • Medicaid Recovery of Home Catches Many Families by Surprise
  • New Reverse Mortgage Products to Hit Market Soon

January 2007 - This Month's Articles

  • Most Misunderstand LTC Costs and Coverage, AARP Survey Finds
  • Is It Time for a Life Insurance Audit?
  • Book Review: Mom, Are You There?
  • Law Enacted Offering Caregivers Some Relief
  • Understanding Tenancy: The Different Ways to Co-Own Property

December 2006 - This Month's Articles

  • How Will the New Congress Affect Key Elder Law Issues?
  • Medicare Preventive Services: What is Covered?
  • Book Review: The Parent Care Conversation
  • Cost of Private Nursing Home Room Tops $75,000 a Year
  • IRS Issues Long-Term Care Premium Deductibility Limits for 2007

November 2006 - This Month's Articles

  • Medicare Open Enrollment Period Means More Decisions
  • Social Security Benefits to Rise 3.3 Percent
  • When Should You Take Your Social Security Benefits?
  • Book Review: The Wealth of Your Life: A Step-by-Step Guide for Creating Your Ethical Will
  • Charitable Donations From an IRA No Longer Taxable

October 2006 - This Month's Articles

  • New Medicare Premium, Deductible, and Coinsurance Charges for 2007
  • Medicare Officials Suspend Effort to Collect Mistakenly Mailed Refunds
  • Book Review: The Complete Eldercare Planner
  • Caregiver Contracts: A Growing Planning Trend for Families
  • Study Finds Surprising Health Care Proxy Selections

September 2006 - This Month's Articles

  • What a Good Long-Term Care Policy Should Include
  • Consumer Reports Finds Non-Profit Nursing Homes Provide Better Care
  • President Signs Pension Overhaul
  • Book Review: The Baby Boomer's Guide to Nursing Home Care
  • Case Highlights Need to Use an Estate Planning Expert
  • Getting Comfortable With Estate Planning Terminology

August 2006 - This Month's Articles

  • How to Reduce Long-Term Care Insurance Costs
  • Medicare Beneficiaries Facing Another Double-Digit Premium Hike
  • House Passes Bill Tying Estate Tax Cut to Minimum Wage Hike
  • Book Review: Who Cares: A Loving Guide for My Future Caregivers
  • Nursing Home Residents Having Serious Problems Getting Proper Drugs
  • Court Oversight of Guardianship Inadequate, National Report Finds

July 2006 - This Month's Articles

  • Proof of Citizenship Needed for Medicaid Applications or Renewals
  • What to Do When Medicare Says "No"
  • How to Prepare When Elderly Parents Move In With Adult Children
  • Book Review: Plan Your Estate
  • Choosing a Life Insurance Policy
  • Can an Employer Cut Retiree Health Benefits?

June 2006 - This Month's Articles

  • Fighting an Assisted Living Discharge
  • New Tax Law Includes Changes to Roth IRAs and Capital Gains Taxes
  • Medicare HMO Lock-In to Take Effect July 1
  • Book Review: Nursing Homes: Getting Good Care There
  • Website Combats Annuity Sales Abuses
  • Supreme Court Rules in Medicaid Lein Case

May 2006 - This Month's Articles

  • The Medicare Drug Benefit Deadline Is May 15
  • What do the New Medicaid Transfer Rules Mean to You?
  • Cohabitating Seniors: Protect Your Rights
  • Book Review: So Far Away: Twenty Questions for Long-Distance Caregivers
  • State Can Require Elderly Man With Suspect Vision to Take a Road Test, Court Rules
  • Stigma and Denial Delay Alzheimer's Diagnosis by Years

April 2006 - This Month's Articles

  • Consumer Group Sues Over "Law" Changing Medicaid Rules
  • Study Finds Wide Variation in Projected Need for Long-Term Care
  • New Transfer Rules Change Long-Term Care Insurance Purchasing Decisions
  • Book Review: How Not to go Broke at 102!: Achieving Everlasting Wealth
  • What Is a Supplemental Needs Trust?
  • Retired Couples Will Need $200,000 for Basic Medical Costs

March 2006 - This Month's Articles

  • Law Restricting Medicaid Transfers Is in Legal and Legistlative Limbo
  • New Reports Suggest Asset Transfer Changes Won't Ease Pressure on Medicaid LTC Services
  • Book Review: IRAs, 401(k)s & Other Retirement Plans
  • Watch Out for Rising Long-Term Care Insurance Premiums
  • Learn the In's and Out's of Being an Executor or Trustee

February 2006 - This Month's Articles

  • Congress Enacts Punitive New Transfer Rules
  • Inspectors Are Missing Many Nursing Home Violations, Report Finds
  • Book Review: The Savage Number
  • Internet-Savvy Elderly Stymied By Medicare's Drug Plan Website
  • 10 Reasons to Create an Estate Plan Now
  • It's Not So Unusual

January 2006 - This Month's Articles

  • Restrictive New Medicaid Transfer Rules on Brink of Becoming Law
  • The Pending Asset Transfer Changes Mean Planning Should Not Be Delayed
  • How to Make Retirement Savings Last
  • An Overview of the New, Tougher Bankruptcy Law
  • Ohio Supreme Court Fines Non-Lawyer Sellers of Living Trusts
  • The Link - Caregivers and World War I Soldiers

December 2005 - This Month's Articles

  • House Approves Bill Substantially Changing Asset Transfer Rules
  • Worksheet Helps Beneficiaries Compare Medicare Drug Plans
  • Book Review:  How to Care for Aging Parents
  • Tips on Providing for Children with Disabilities
  • Key Estate Planning Numbers Are Changing in 2006
  • We Are Family...Aren't We?

November 2005 - This Month's Articles

  • Steps to Take in Advance of Death or Disability
  • Social Security Benefits to Rise 4.1 Percent
  • Reliable Source: The New Medicare Prescription Drug Coverage
  • GAO Study Fail to Find Significant Medicaid Asset Transfer Problem
  • Elderly Parents More Comfortable Discussing Estate Planning Than Are Their Children
  • Part D Access Restriction

October 2005 - This Month's Articles

  • All About the New Medicare Drug Benefit
  • New Medicare Premium and Deductible Charges for 2006
  • Book Review: Baby Boomer's Guide to Estate & Medicaid Planning
  • Ombudsmen: Front-Line Advocates for Nursing Home Residents
  • It Bears Repeating
  • Quote by John Burroughs, Author and Naturalist

September 2005 - This Month's Articles

  • How Medicare Beneficiaries Can Fight a Hospital Discharge
  • Study Looks at the Sacrifices Made by Caregivers Who Work
  • Book Review: The Complete Idiot's Guide to Caring for Aging Parents
  • A "Low-Frills" Long-Term Care Insurance Policy May Be Better Bet
  • Up Again

March 2005 - This Month's Articles

  • What Are Some of the Changes That Have Taken Place in Medicare for 2005?
  • Deducting Medical Expenses From Your Taxes
  • Government Lifts Some SSI Eligibility Restrictions
  • Book Review:  A Guide to Elder Planning
  • A Brief Overview of a Trustee's Duties
  • Helping Children Understand Dementia


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