2022 Medicaid Reference Guide
Protections for the Community Spouse
Minimum Community Spouse Protected Asset Amount... $27,480
Maximum Community Spouse Protected Asset Amount... $137,400
Allowed Asset Limit for Single Individual... $1,600
Allowed Asset Limit for Married Couple (each)... $1,600 (When both husband and wife are in nursing home)
Gift Penalty Divisor... $13,863
Allowed Asset Limit for Single Individual... $1,600
Min. Monthly Income Needs Allowance for Healthy Community Spouse... $2,177.50
Max. Monthly Income Needs Allowance for Healthy Community Spouse... $3,435
Monthly Personal Needs Allowance for Institutionalized Individual... $75
Home Equity Limit... $955,000 Max.
State Funded Home Care Programs
Allowed Assets for Single Individual... $41,220
Allowed Assets for Married Couple... $54,960
Gross Income Limit for Medicaid Homecare Recipient... $2,523
Gross Monthly Income over Limit may have Applied Income for Homecare... $2,149 – $2,522
Medicare Savings Programs - Income Limits
Qualified Medicare Beneficiary (QMB)... $2,265 for single and $3,064 for couple
Specified Low Income Medicare Beneficiary (SLMB)... $2,480 for single and $3,354 for couple
Additional Low Income Medicare Beneficiary (ALMB)... $2,641 for single and $3,572 for couple