In these winter months, physical health is sometimes overshadowed by dropping temperatures and impending holidays. Fitness at any age is a vital part of living a healthy life. Older adults often experience challenges that occur during the aging process that impede fitness goals. Stress, isolation, and mobility issues can prevent older adults from participating in […]
Not everyone may experience a crisis or injury that might lead them to a skilled nursing facility for long-term care or rehabilitation. Being outside of your own home can be uncomfortable, especially when you are dependent on nursing staff for your care. However, your rights as a resident in a skilled nursing facility are protected […]
When someone gets ready to move into an assisted living facility there will inevitably be a lot of paperwork involved. Much of that paperwork is fairly straightforward and need not be a cause for concern. However, amid the big stack of needed signatures, there is one document you must review carefully before signing. That document […]
Unfortunately, financial exploitation of older individuals is an all too common occurrence in our country. The National Council on Aging estimates that as many as 1 in 10 Americans over the age of 60 has experienced some sort of elder abuse. And what many people don’t realize is that a large portion of those incidents […]
One of the primary goals of the life care planning we provide to our clients is trying to keep our older clients out of the nursing home if at all possible. Nonetheless, that is not always possible. And when it looks like a loved one will need to move into a skilled nursing facility, we […]
Many seniors and their families don’t use a lawyer to plan for long-term care or Medicaid, often because they’re afraid of the cost. But an attorney can help you save money in the long run as well as make sure you are getting the best care for your loved one.Instead of taking steps based on […]
Grandparents may be tempted to leave an IRA to a grandchild because children have a low tax rate, but the “kiddie tax” could make doing this less beneficial.An IRA can be a great gift for a grandchild. A young person who inherits an IRA has to take minimum distributions, but because the distributions are based on the […]
The Department of Housing and Urban Development (HUD) has announced changes to the federal reverse mortgage program. Citing the need to put the program on better financial footing, HUD will raise reverse mortgage fees for some borrowers and lower the amount homeowners can borrow.A reverse mortgage allows a homeowner who is at least 62 years old […]
Online bill paying has become a popular way to make paying bills easier, and now you can pay your Medicare premiums online too. If your bank allows customers to pay bills online, you can use that service to pay your Medicare premiums.To set up online bill paying, contact your bank. To make sure your bank […]
When we ask our clients if they would ever want to be artificially kept alive on a machine or the like, they almost invariably answer NO. We have all seen too many horror stories of individuals who end up living a sad existence in a vegetative state for a prolonged period of time. Almost all […]