<p>Tucked into the federal spending bill that passed at the end of December 2020 are some changes aimed at simplifying Medicare enrollment and addressing coverage gaps. But Congress chose not to deal with the biggest problem.</p>
<p>All long-term care costs, particularly assisted living, rose sharply in 2020, according to Genworth’s latest annual Cost of Care Survey. The rises were due in part to increased costs brought on by the coronavirus pandemic. </p>
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<p>A New York City couple has been charged with stealing more than $500,000 in monthly payments that a woman with disabilities was supposed to be receiving as part of a settlement.</p>
<p>The Department of Transportation (DOT) has finalized regulations that end protections for people seeking to fly with emotional support animals on airlines; only service dogs will be officially allowed on flights.</p>
<p>ABLE accounts are proving to be less of a savings vehicle and more of a game-changer that allows beneficiaries of programs like SSI to pay for their own living expenses and achieve an unprecedented level of independence.</p>
<p>The Trump Administration has finalized new regulations that threaten the independence of judges who decide Social Security disability cases. </p>
<p>Pets are members of the family, so it is important to consider how to provide for them in your estate plan just as you would the human family members. </p>
<p>Life insurance can play a few key roles in an estate plan, depending on your age and situation in life. </p>