Key Medicaid Information for 2022

2022 Medicaid Reference Guide

Protections for the Community Spouse

Minimum Community Spouse Protected Asset Amount...   $27,480

Maximum Community Spouse Protected Asset Amount...  $137,400

Allowed Asset Limit for Single Individual...  $1,600

Allowed Asset Limit for Married Couple (each)...  $1,600 (When both husband and wife are in nursing home)

Gift Penalty Divisor...  $13,863

Allowed Asset Limit for Single Individual...  $1,600 

Min. Monthly Income Needs Allowance for Healthy Community Spouse...  $2,177.50

Max. Monthly Income Needs Allowance for Healthy Community Spouse...  $3,435

Monthly Personal Needs Allowance for Institutionalized Individual...  $75

Home Equity Limit...  $955,000 Max.

State Funded Home Care Programs

Allowed Assets for Single Individual... $41,220

Allowed Assets for Married Couple... $54,960

Gross Income Limit for Medicaid Homecare Recipient... $2,523

Gross Monthly Income over Limit may have Applied Income for Homecare... $2,149 – $2,522

Medicare Savings Programs - Income Limits

Qualified Medicare Beneficiary (QMB)... $2,265 for single and $3,064 for couple

Specified Low Income Medicare Beneficiary (SLMB)... $2,480 for single and $3,354 for couple

Additional Low Income Medicare Beneficiary (ALMB)... $2,641 for single and $3,572 for couple