2022 Medicaid Reference Guide

Protections for the Community Spouse

Minimum Community Spouse Protected Asset Amount…   $27,480

Maximum Community Spouse Protected Asset Amount…  $137,400

Allowed Asset Limit for Single Individual…  $1,600

Allowed Asset Limit for Married Couple (each)…  $1,600 (When both husband and wife are in nursing home)

Gift Penalty Divisor…  $13,863

Allowed Asset Limit for Single Individual…  $1,600

Min. Monthly Income Needs Allowance for Healthy Community Spouse…  $2,177.50

Max. Monthly Income Needs Allowance for Healthy Community Spouse…  $3,435

Monthly Personal Needs Allowance for Institutionalized Individual…  $75

Home Equity Limit…  $955,000 Max.

State Funded Home Care Programs

Allowed Assets for Single Individual… $41,220

Allowed Assets for Married Couple… $54,960

Gross Income Limit for Medicaid Homecare Recipient… $2,523

Gross Monthly Income over Limit may have Applied Income for Homecare… $2,149 – $2,522

Medicare Savings Programs – Income Limits

Qualified Medicare Beneficiary (QMB)… $2,265 for single and $3,064 for couple

Specified Low Income Medicare Beneficiary (SLMB)… $2,480 for single and $3,354 for couple

Additional Low Income Medicare Beneficiary (ALMB)… $2,641 for single and $3,572 for couple