Weatherby & Associates PC are your local Medicaid Planning resource serving Suffield and greater Hartford CT. We will work with individuals who must prepare for a long-term disability. When an individual is going to need custodial care or must be placed in a nursing facility, they must qualify for Medicaid. Our staff is professional and knowledgeable in the entire process of preparing paperwork and financials. Often, people expect that all their future health care and maintenance needs will be covered by their insurance plans. Preparing for future health care needs should be started before retirement age. Preparation for future needs goes well beyond concerns about prescriptions, surgical intervention and doctor visits. What you do not know about long term care can break you financially, unless you prepare.
Many people assume that Social Security, Medicare, or supplemental health insurance plans will pay for daily long-term assistance for an individual with physical or cognitive disabilities. When an individual needs help with daily activities – bathing, eating, dressing, moving around, using the bathroom – custodial care is required. Since custodial care is not medically necessary to improve, maintain, or slow deterioration of a patient’s condition, it does not qualify for coverage or reimbursement by medical insurance.
Determining whether an individual may receive long term care and supports requires careful planning and asset management. Weatherby & Associates will supply the information you need to prepare for Medicaid and help you understand the eligibility requirements. When you need assistance with Medicaid Planning, call Weatherby & Associates PC at 860-769-6938.