Here in the great state of Connecticut, there have been several new communities opening and marketed to the older adult population. Communities designated as “Independent Living” (IL) and “Assisted Living” (AL) can be very successful in combating the negative stigma associated with getting older and going into “the home.” They are often very welcoming, well […]
If you are a Medicare beneficiary receiving skilled care for a chronic condition, you no longer have to show improvement in order to have the care covered, but your provider (such as a doctor, home care agency, or nursing home) may not know this. Even though a recent lawsuit settlement mandated a nationwide educational campaign […]
How can you make sure your funeral and burial wishes will be carried out after you die? It is important to let your family know your desires and to put them in writing. Just don’t do it in your will. To help your loved ones follow your wishes after you are gone, you can write […]
Retiring to another country can be a very attractive option. Lower cost of living and health care expenses along with exotic locales and temperate climates persuade many seniors to retire outside of the United States. If you want to ensure a smooth transition, however, there are many issues to consider and steps to take before […]
A power of attorney may seem like a simple document, but there are several important decisions that need to be made when creating one. From whom to appoint to what powers to grant, care and consideration should be put into each choice.A power of attorney is one of the most important estate planning documents you […]
Nowadays, we are all inundated with technology. It can certainly be confusing keeping track of all the passwords and PIN numbers we need in order to read our emails, access financial information, or even to simply take out cash from an ATM machine. That confusion is made worse when security concerns mandate that passwords are […]
The Department of Veterans Affairs (VA) has updated the way it determines eligibility for VA health care benefits, making it easier for many veterans to get access to the benefits. The VA will no longer use the veteran’s net worth as a factor to determine eligibility and copayments. Previously, veterans who did not fit into […]
In most states, transferring your house to your children (or someone else) may lead to a Medicaid penalty period, which would make you ineligible for Medicaid for a period of time. However, there are circumstances in which transferring a house will not result in a penalty period. One of those circumstances is if the Medicaid applicant […]
For many couples, it seems quite natural that sooner or later they will want to legally cement their relationship by getting married. Whether or not that couple attaches a particular religious or cultural significance to the act of getting married, it is a fact that our society recognizes a marriage as a de facto unification […]
There is currently proposed legislation being considered by Congress that would make an important change to the Medicaid income rules for married couples. Specifically, if H.R. 1771 (114th Congress) is enacted into law, it would mean that all income derived from certain annuities, whether payments are made solely to the community spouse or paid to […]