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Using Annuities for Long-Term Care Planning

Insurance agents and financial institutions often advertise annuities as the perfect way to generate retirement income. While annuities can be a valuable retirement tool, if you are buying an annuity as part of a Medicaid planning strategy, you need to fully understand what you are getting. And whether an annuity makes sense as part of […]
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The Perils of Do it Yourself Medicaid Planning

As we stress often to families in our practice, planning for and dealing with the significant challenges and difficulties of long-term care is a daunting process.  The complexities of very complicated state and federal Medicaid laws and regulations present many pitfalls for those who try to engage in that process on their own without working […]
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Finding the Music Within

Witnessing the struggles of a loved one living with dementia is tremendously difficult. Emotions run high when experiencing the changes in a loved one as they move through the progressive stages of the disease. These are very relatable experiences among a growing community of caregivers. Another very relatable experience that most humans share is being […]
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New Innovations in Fall Detection

One advertising campaign that has impacted our society is summarized in the exclamation, “I’ve fallen and I can’t get up!” What image does that sentence call to mind? An elderly woman, alone in her home and frightened by a sudden need for emergency services. Falls can happen to any of us, but the elderly, especially […]
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Understanding Depression in Older Adults

The experience of growing older is different for us all. Our health, history, and support systems can all have significant impacts on the aging process. As we age, there is an increased likelihood that we will endure the death of a loved one and need to cope with chronic health conditions. Depression is one chronic […]
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