For most people, the durable power of attorney is the most important estate planning instrument available — even more useful than a will. A power of attorney allows a person you appoint — your “attorney-in-fact” or “agent” — to act in place of you – the “principal” — for financial purposes when and if you […]
There is currently proposed legislation being considered by Congress that would make an important change to the Medicaid income rules for married couples. Specifically, if H.R. 1771 (114th Congress) is enacted into law, it would mean that all income derived from certain annuities, whether payments are made solely to the community spouse or paid to […]
A 79 year old woman named Kay was afflicted with some arthritis in her knees, but was generally in good health and enjoyed her daily walks and traveling. On a recent trip overseas last year, she missed a step and lost her footing. She could no longer stand; and with that misstep, Kay suffered multiple […]
Fatal falls and injuries suffered by older Americans are increasing at an alarming rate. This poses a challenge at retirement and assisted living communities as well as nursing homes and private residences. Older adults are fiercely holding on to as much of their independence as possible. But how to keep older adults safe when […]
When applying for Medicaid benefits to help pay for long-term care, the applicant must list the value of all of their assets that are “countable” under the eligibility rules of the program, as administered in this state by the Connecticut Department of Social Services (“DSS”). Some assets are fully exempt and we will describe those […]
Congress is currently considering legislation that would implement a number of significant changes to the rules for eligibility for VA’s “Aid and Attendance” benefit. Those changes include – among others – an attempt to establish a clear maximum allowed net worth; a change in how income will be treated compared to assets; and an attempt […]
When people think about estate planning, and specifically about who they would like to receive their assets when they are gone, they tend to concentrate on the things that have a high monetary value, like bank accounts, investments, or real estate. But dividing up cash or other liquid assets is the easy part. What is […]
Elder Care Lawyers CT The more socially active the elderly are, the less likely they are to become depressed. Depression, stress, and isolation can lead to health issues. This can happen easily to seniors living away from family. Whether seniors are living alone, or receiving home care, or living in some type of senior housing, […]
In our last post we provided a brief overview of Care Agreements. This week we consider a recent Louisiana court decision that illustrates a big problem that arises when relatives are paid for providing care services to a loved one and that arrangement is poorly documented. See Widley David v. State of Louisiana Dept. of […]
As individuals get older, they often need more and more help with their personal and financial needs. It becomes harder to do a whole host of things ranging from paying bills and balancing a checkbook to keeping track of medications, transportation to medical appointments, and bathing. While that help may be delivered by a home […]